Welcome to

The Entrepreneurial Finance Lab

"... A completely revolutionary approach ... which can enable banks to enhance traditional scorecard building techniques to become even more predictive." - Current EFL Partner

 

20 countries, 14 languages, +25,000 tests and counting.
The Entrepreneurial Finance Lab

Read more about the challenge of identifying entrepreneurs, particularly in emerging markets.

  

EFL allows lenders, investors, and capacity builders to better target high-potential low-risk business owners.
The Entrepreneurial Finance Lab

"I felt like someone was recognizing me. I felt like it was me to prove who I am and what I can do."  - Entrepreneur Pius Nganga on taking the EFL Credit Application

Entrepreneurs in Africa complete their EFL applications.
The Entrepreneurial Finance Lab

The EFL Tools provide powerful results: reduce default and dramatically expand lending while controlling risk. 

 

The EFL Grade is used to identify an applicant's credit risk profile.
The Entrepreneurial Finance Lab

Watch CEOs and researchers discuss how EFL’s Tools are revolutionizing SME finance.

 

EFL Co-founder and Harvard Professor Asim Khwaja on unleashing entrepreneurship in the "Missing Middle."
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HOW DOES EFL WORK?

The Challenge
How do investors, lenders and companies select the right entrepreneurs from a crowded field?

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The Tools
Computer based questions relating to character, abilities and attitude to identify high potential, low risk entrepreneurs.

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EFL Results
EFL's score allows lenders to control risk, gives investors higher returns and helps trainers make a greater impact.

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  • Español

EFL STATS

20 countries
14 languages
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Applications

EFL PARTNERS

EFL has developed effective, automated and scalable tools to identify high potential, credit worthy entrepreneurs. These tools are based on psychometric principles, drawing on results from decades of research. The EFL Tools have been statistically proven to reduce risk and have been used by financial institutions in 20 countries. The results of over 25,000 applications have shown that the EFL Tools can reduce default rates and expand lending while carefully controlling risk.

 

Email Us at info@efinlab.com